HDFC Credit Card Close Process 2023: How to Close HDFC Credit Card 2023 If you’re a customer of HDFC Bank, one of the main banks in India, and you are thinking a way to near your HDFC credit score card in 2023, you’ve got come to the proper region.
Closing a credit card can be a hard choice, but there are numerous motives why you may need to achieve this. Whether you are seeking to lessen your debt or in reality not need the card, this manual will walk you through the method of last your HDFC credit score card.
- 1 Understanding Foe How to Close HDFC Credit Card 2023
- 2 How to Close HDFC Credit Card 2023: Overview
- 3 Paying Off Your HDFC Credit Card Balance
- 4 How to Close HDFC Credit Card 2023?
- 5 FAQs on How to Close HDFC Credit Card 2023
- 5.1 Can I near my HDFC credit score card online?
- 5.2 How long does it take to shut an HDFC credit score card?
- 5.3 Will last my HDFC credit score card have an effect on my credit score score?
- 5.4 Can I cancel my request to close my HDFC credit card?
- 5.5 What must I do if there are fraudulent fees on my HDFC credit card once I’ve requested to shut it?
- 6 Conclusion
- 7 Useful Links
Understanding Foe How to Close HDFC Credit Card 2023
Before you close your HDFC credit score card, it’s essential to apprehend the capacity results. Closing your credit card can have an effect to your credit score, particularly when you have a protracted records with the cardboard.
Additionally, ultimate your card can also have an effect on your credit score utilisation charge, that’s the amount of credit you are the use of in comparison to the quantity of credit you have got available. If you’ve got different credit cards, closing your HDFC credit card might also have an effect on your credit blend.
How to Close HDFC Credit Card 2023: Overview
Paying Off Your HDFC Credit Card Balance
Before you could near your HDFC credit card, you may want to repay any wonderful balance
on the card. This includes any interest and costs that have amassed considering the fact that your final fee. To pay off your balance, log in for your HDFC Bank account and navigate on your credit score card account. From there, you can make a price the use of a bank transfer or a debit card. Once your balance is paid in complete, you could continue with ultimate your credit card.
How to Close HDFC Credit Card 2023?
Now which you’ve paid off your stability, you are prepared to close your HDFC credit card. Here are the steps you need to observe:
Step 1: Call HDFC Customer Care
The first step to closing your HDFC credit card is to call HDFC purchaser care. You can find the consumer care wide variety on the lower back of your credit card or at the HDFC Bank website. When you name, you may want to offer your credit score card variety, your call, and some other relevant information.
Step 2: Confirm Your Identity
To verify your identification, HDFC patron care may additionally ask you for some private statistics, which includes your date of beginning, your mother’s maiden call, or your registered mobile number. Be organized to reply these inquiries to confirm your identification.
Step 3: Request to Close Your HDFC Credit Card
Once your identification is confirmed, you may request to shut your HDFC credit score card. Make positive to specify the motive for remaining your card, as this records could be used to enhance HDFC Bank’s products and services.
Step 4: Cut Your HDFC Credit Card in Half
After you’ve got asked to shut your HDFC credit score card, HDFC client care will ask you to cut your card in half of and go back it to the financial institution. This is a protection measure to make sure that your card can not be used fraudulently.
Step 5: Wait for Confirmation
After you’ve finished those steps, you will need to look forward to confirmation that your HDFC credit score card has been closed. This affirmation will be sent to you through e-mail or SMS.
FAQs on How to Close HDFC Credit Card 2023
Can I near my HDFC credit score card online?
No, you can not close your HDFC credit card on line. You’ll need to name HDFC consumer care to request to close your card.
How long does it take to shut an HDFC credit score card?
It generally takes 7-10 business days for HDFC Bank to process your request to close your credit card.
Will last my HDFC credit score card have an effect on my credit score score?
Closing your HDFC credit card can also have an effect to your credit score rating, specifically when you have a protracted records with the card or if it’s your only credit score card. However, when you have different credit cards and you keep a very good credit score utilization charge, the impact on your credit score may be minimal.
Can I cancel my request to close my HDFC credit card?
If you change your mind after soliciting for to shut your HDFC credit score card, you could call HDFC patron care to cancel your request. However, once the card has been closed, it can’t be reopened.
What must I do if there are fraudulent fees on my HDFC credit card once I’ve requested to shut it?
If you word any fraudulent expenses for your HDFC credit card after you’ve got asked to close it, you must immediately touch HDFC client care and document the charges. HDFC Bank will investigate the prices and take appropriate action.
Closing your HDFC credit score card in 2023 can be a trustworthy method if you comply with the stairs mentioned above. Remember to pay off your balance earlier than soliciting for to close your card, and be organized to confirm your identity whilst you name HDFC purchaser care.
While closing your credit score card may additionally have an effect for your credit score score, it can also be a positive step towards reducing your debt and enhancing your economic fitness.